ABOUT ME :
I AM JERSEL LINUGO
INDEPENDENT INSURANCE AGENT | TAX PROFESSIONAL
After five years of experimenting with life insurance to secure the best options for my family, I have developed a clear and accessible approach to help you understand its fundamentals and maximize its benefits.
🧭 My Mission
I help individuals and families make sense of life insurance — what it is, how it works, and how to use it with confidence.
I also offer seasonal tax filing for working professionals who want clarity, not confusion.
I don't believe in pressure tactics, sales scripts, or guessing.
I believe in structure, service, and keeping it simple.
🔑 What I Focus On
Life Insurance Plans
  • Term Life
  • Whole Life
  • Indexed Universal Life (IUL)
  • Final Expense
  • Mortgage Protection
Tax Services
Seasonal assistance for:
  • Basic individual + family returns
  • W-2 income, mortgage, education credits
  • No business or self-employment filing
My Approach
  • Bilingual: English / Tagalog
  • Licensed & structured
  • Focused on long-term clarity
  • No pressure, just solutions
💬 Why Clients Choose Me
Calm, No-Pressure Experience
I create a relaxed environment where you can make decisions without sales tactics.
Clear Communication
Complex insurance concepts are explained in simple, easy-to-understand terms.
Direct Personal Contact
You'll always speak with me directly—never bots or call centers.
Solutions That Fit
I recommend only what addresses your actual needs, never overselling.
📅 How to Work With Me
Schedule a Zoom Appointment
All meetings take place via scheduled Zoom calls for focused, distraction-free discussions.
Prepare Your Questions
Come with your insurance concerns and tax questions ready to maximize our time together.
Review Options Together
We'll explore insurance solutions or tax strategies that match your specific situation.
Make Confident Decisions
No pressure tactics—just clear information to help you move forward with confidence.
Ready to get started? ➡️ Schedule Your Appointment
🔐 Let's Stay Connected
Book Your Appointment
All consultations happen via scheduled Zoom calls for maximum focus and convenience.
Initial Contact
Direct contact information is shared automatically after your booking is confirmed.
Personalized Service
I provide dedicated attention to your insurance and tax needs with clarity and care.
Licensed Professional
Producer #4009595, offering legitimate, structured financial guidance you can trust.
© 2025 Jersel Linugo | Independent Insurance Agent & Tax Professional